C redit card debt in America recently reached historic highs, with cardholders now carrying about $1.17 trillion in credit card debt — which equates to the average card user owi

W hether you owe a lot or a little, paying off your credit card debt is always a good idea. Before and after you make a big purchase, whether you're using it to pay for bills and

Study finds credit card delinquencies are on the rise, and younger generations are being particularly affected.

Knowing how your credit card minimum payments are calculated can help keep you out of serious financial trouble.

Would you like to save 20% on your purchase today by signing up for a store credit card?” clerks often ask buyers at the checkout register. Makeup stores like Sephora, department stores like Kohl’s, and even pharmacies like Walgreens have their own store credit cards.

While credit cards can simplify payments and offer rewards, relying on minimum payments can lead to substantial debt and high interest charges. Prioritise full payments and avoid unnecessary expenses to maintain financial health and improve your credit score.

With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can enjoy protection against unauthorized charges and other benefits. Keep in mind that credit card interest rates are high,